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Credit Reports Available

Experian Business Profile
Comprehensive trade data, public record, UCC filings, and Standard and Poor's information. Use for new accounts or detailed trade data on established companies.

Experian Small Business Owner Profile
Information on the proprietor(s) or principal(s) of a company. Use for newly established companies, sole owners, and small businesses and corporations when personal guarantees or permission of principal is obtained.

Experian Intelliscore Reports
Summarized Business Profile or Small Business Owner Profile Reports. Use when existing accounts apply for a higher credit limit for small balance new accounts.

Experian Business Summary Report
This report provides a credit snapshot of a customer. If additional information is needed, the charge for this report is waived if the Profile Report is requested within 72 hours.

Equifax Commercial Solutions

This report will allow you to better understand and manage the finacial risk of doing business with small businesses by providing banking and leasing payment information with trade credit history - all in one report.

Creditel (Canadian Report)
These reports provide unsolicited, objective trade payment information on over 1,200,000 Canadian companies. Information is continually updated to provide current up to date data. Current collection facts and public information are also included, better enabling companies to predict credit risk.

International Reports
These reports provide fresh investigations by a worldwide network of correspondent companies. Turnaround time and cost vary depending on region.

NACM Reports
Trade information is offered on thousands of local and regional businesses where it is not always available from any other source. Information is gathered from cleared trade references and regional NACM databases.

Reference Clearing Service
Send us your credit application from your customers and we will contact all references, add any additional trade lines that are in our database and supply you with a credit report in a short period of time.

Dun & Bradstreet Report
Available to members at discounted prices.

Related Services
Account Monitoring service (EXCEL) warns companies of problems on their customers such as account placed for collections, increasing late payments with other creditors, legal items such as judgments and tax liens or any other derogatory information that you determine. Management Reports are provided free of charge for companies contributing their receivable data to Experian. These reports sort your receivables into different categories such as geographic, industry type, or credit limits available so you can determine areas that may be problems for your company. Experian will also discount some of the credit reports to data contributors.

If you need a sample of any of the domestic reports that are available to members of NACM, Western Michigan, contact this office and a sample will be made available.